The majority of those looking to get on the property ladder will need to take out a mortgage to buy their home.
A mortgage is a loan from a bank or building society that lets you buy a property. Once you get a mortgage, you pay back the amount you have borrowed, plus interest, in monthly installments over a set period, usually around 25 years. It is a secured loan, which means the bank has the right to take back and sell the property if you cannot keep up with your monthly repayments.
At homeowner-loans.co.uk, we believe in making the process of taking out a mortgage as simple as possible. That’s why we created this business – to provide our users with informative content about how mortgages and loans work, and how to get the best deals. We are in partnership with Norton Finance, helping people find the right loan for over 40 years, with award-winning customer service and our straightforward application process.
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