Remortgage

A remortgage is when you apply for a new mortgage with a different lender but stay in your current home. It’s not the same as some people’s remortgage definition of borrowing more money from their current lender.

It means moving your mortgage to a new lender while staying in the same property. Our experts can help you decide if it’s right for you.

It’s definitely worth checking the latest offers if your current mortgage deal is about to end, or has already moved to a follow-on rate. For example, if your property is worth more than when you bought it, your loan-to-value ratio may have changed – and this could mean you have access to a wider range of deals.

Remortgaging could also help you raise money for home improvements or a special purchase, but think carefully about whether you can afford the extra amount over the full mortgage term. And if you’re planning to consolidate other debts, don’t forget that independent financial advice is available. Your home could be at risk if you can’t make the payments.

Big changes in your life, planned or unexpected, could mean that your current mortgage no longer suits your needs. Whether you’re starting a family or expecting a significant change to your income, remortgaging gives you a chance to find a deal with us that’s a better fit for you now and in the future.

Remortgaging, made easier

Remortgaging solutions for any purpose

White Flower on OpenMoji  Access competitive interest rates (fixed or variable) on a range of loan products

White Flower on OpenMoji  We search the entire market to give you access to loans that fit your requirements

White Flower on OpenMoji  We know everyone’s circumstances are unique, so we’re here to help

White Flower on OpenMoji  Credit check friendly

White Flower on OpenMoji  Exceptional customer service from our professional staff

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White Flower on OpenMoji  Access competitive interest rates (fixed or variable) on a range of loan products

White Flower on OpenMoji  We search the entire market to give you access to loans that fit your requirements

White Flower on OpenMoji  We know everyone’s circumstances are unique, so we’re here to help

White Flower on OpenMoji  Credit check friendly

White Flower on OpenMoji  Exceptional customer service from our professional staff

Simple and convenient application. Free professional advice. Credit check friendly.

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