Secured loans

Secured loans are secured against an asset. This is known as collateral. The asset could be your car or something else of value you own, but it’s often the equity tied up in your home. These types of secured loans are often referred to as homeowner loans or second-charge mortgages. They can be cheaper than unsecured loans because they’re less risky for lenders. 

A secured loan typically allows you to borrow a larger sum of money, for example, over £10,000. Like other loans, you’ll need to make monthly repayments, plus interest that’s calculated as a percentage of what you owe. As long as you keep up with the repayments, you won’t be at risk of losing your home. But if you fail to make the repayments, your home, or any other asset you’ve used as collateral, could be at risk of repossession. 

A secured loan enables homeowners to use the equity in their homes as a finance tool. This might be for: 

– a major home improvement project, such as an extension  

– extra funds to buy a second property  

– funding for a business  

– funding if poor credit means it will be difficult to get a personal loan

Find the right secured loan today

Secured loans for any purpose

White Flower on OpenMoji  Access competitive interest rates (fixed or variable) on a range of loan products

White Flower on OpenMoji  We search the entire market to give you access to loans that fit your requirements

White Flower on OpenMoji  We know everyone’s circumstances are unique, so we’re here to help

White Flower on OpenMoji  Credit check friendly

White Flower on OpenMoji  Exceptional customer service from our professional staff

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White Flower on OpenMoji  Access competitive interest rates (fixed or variable) on a range of loan products

White Flower on OpenMoji  We search the entire market to give you access to loans that fit your requirements

White Flower on OpenMoji  We know everyone’s circumstances are unique, so we’re here to help

White Flower on OpenMoji  Credit check friendly

White Flower on OpenMoji  Exceptional customer service from our professional staff

Simple and convenient application. Free professional advice. Credit check friendly.

homeowner-loans.co.uk is authorised and regulated by the Financial Conduct Authority, Company Registration Number: 669760 | Data Protection Act Registration Number: ZA555474. Please find our contact information below:

Suite 5, Fernbank House, Tytherington Business Park, Springwood Way,

Tytherington, Bollington, Macclesfield

SK10 2XA